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Planned Coverage
Planned Coverage
  • Medicare Solutions
  • About us
  • Medicare Supplement
  • Medicare Advantage
  • Part D - Prescription
  • Dual Special Needs Plan
  • Lets Talk
  • Privacy & Security Policy

About Us & Our Services

Assisting Medicare Beneficiaries in finding the Best Coverage Options tailored to your needs.

 Additionally, we support you in applying for Government Programs designed to help you with your Medicare Costs. Such as:

  • Medicaid / Dual Eligibility - Secondary insurance, which covers services like Dental, Vision, Hearing, Transportation, and Long-Term Services and Support.
  • Medicare Savings Programs to help pay Medicare premiums 
  • Extra Help/LIS for prescription costs.

I’m Jose Gaspar Flores, an Independent Agent Specializing in Medicare Serving New Jersey since 2022.

 My passion is helping and guiding beneficiaries through the often-complex world of Medicare. Over the years, I’ve assisted hundreds of clients—many of whom I now consider family and friends—ensuring they receive the care and benefits they deserve.

Recognition & Commitment

As a Proud Representative of UnitedHealthcare®

I’ve consistently Earned Recognition for my Commitment and Expertise, including:

  • Producer Gold Status in 2023, 2024, 2025, and 2026
  •  #1 UnitedHealthcare® DSNP Producer for 2025

I’m excited to share

That I’ve added several New Carriers to My Portfolio! As your trusted broker, I now Represent Top Carriers including:

  •  UnitedHealthcare®
  • Aetna
  • AmeriHealth
  • Wellcare
  • Clover


This allows me to compare plans in your area to ensure you are on the Best Plan that meets your needs. 


When you work with me, you can rest assured you have an experienced professional on your side, dedicated to making the Medicare process smooth and stress-free. Your health and peace of mind are my top priorities.


Let’s navigate Medicare together—your trusted partner every step of the way.


Lets Talk

Proudly Representing

UnitedHealthcare logo with blue text and emblem.

Privacy Policy/ Terms and Conditions

We do not offer every plan available in your area. Currently, we represent 5 organizations which offer 130 products in New Jersey. Please contact online: Medicare.gov, call: 1-800-MEDICARE, or contact your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov

  • About us
  • Medicare Supplement
  • Medicare Advantage
  • Part D - Prescription
  • Dual Special Needs Plan
  • Lets Talk

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